You care about your child’s oral health, and you want to make sure that they continue to live free of cavities, pain, and infection. To do this, regular preventive care and good at-home oral hygiene habits are essential. But as you consider ways to improve your child’s healthy smile, you may wonder if you’re getting the most out of your dental insurance plan. To avoid losing out on valuable benefits before the end of the year, here are three tips to consider.
Take Advantage of Preventive Coverage
Most dental insurance companies build their benefits to include 80-100% coverage for preventive services. These often include dental checkups and teeth cleanings, dental X-rays, fluoride treatment, and more.
Not only does this mean that your child’s teeth and gums will receive the proper care and attention they deserve twice each year, but it also means that you will save a lot when it comes to these appointments. Instead of paying to have your little one’s smile examined, you’ll keep more money in your pocket and avoid the high costs associated with restorative care.
Don’t Put Off Complex Treatment
If you and your child learn that they need a dental filling, crown, or even pulp therapy, don’t wait until the new year to complete this kind of procedure.
While your little one may not want to move forward out of fear, it’s important that you and their pediatric dentist explain the importance of such treatment as well as why they have nothing to fear. With the many sedation methods used today, children can feel more confident and comfortable when undergoing necessary dental care.
But apart from moving forward with treatment to minimize the potential for worsening symptoms, you’ll save more if you’ve already met your deductible. This designated amount, once met, signals your insurance company that they must begin to pay more for the services your child receives. Since most companies agree to pay anywhere between 50-80% of the cost for restorative care, you’ll avoid the high price of complex dental treatment.
Proactive Dental Care Can Lead to Greater Academic Success
When enrolled with a dental insurance plan, you will discover that using it not only keeps your child’s pearly whites looking and feeling their best, but it also minimizes their time spent outside the classroom.
Each year, millions of children miss school because of tooth pain. When regular visits to the dentist’s office do not occur, it leads to infections, toothaches, and other serious oral health problems. But by choosing to use your dental insurance benefits, you can keep your child’s smile in better shape so that they feel more confident and are likely to perform better academically throughout the year.
Don’t let these last few months of 2023 slip by. Take advantage of your dental insurance benefits now so that your child has the best chance for a healthier smile in the coming year.
About the Authors
At Sprout Dentistry for Kids, Dr. Justin Chan and Dr. Sage Yoo are board-certified pediatric dentists who are fathers first. Understanding the expenses that come with regular dental care, they strive to help patients minimize their out-of-pocket costs without sacrificing high-quality treatment. If you are looking for ways to safeguard your child’s smile, save money, and take advantage of available dental benefits, visit our website or call (469) 294-8217 to learn more.